We here at ViGiO Lending Corporation beleive we can help you greatly with your loan needs. We are willing to give you a free credit analysis just to prove this to you.
As you might imagine, individuals who have never owned a home are good candidates. In addition, some programs offer first time home buyer loans to people who have not found a home within the last three years. Again, check to see what’s available to you.
First Time Home Buyer Loan Restrictions
Most programs put a dollar limit on the property you’re buying. You probably can’t use a first time home buyer loan to buy the more expensive properties in your area. Instead, you’ll be limited to properties on the lower end of the spectrum. Again, the idea is to benefit people who have the most need.
You also have to live in the home as your primary residence. If you're going to rent the place out, don’t use the first time home buyer loan. Finally, the home you buy most likely has to meet some physical requirements. It must be in good condition and free from any safety hazards (such as lead-based paint, for example).
What our customers say about V i G i O
"Always a pleasant experience with Vigio. This is my second loan with them and everything went great."
-Jeffrey M. (Miami)
"I liked their service. I found them online and filled out a quote form. They called me back less than an hour later."
-Maria Z. (Hialeah)
"This is my first time ever using the internet to find a mortgage company. It actually works out better because I had 3 different quotes from brokers instantly. Vigio got me the best rate. Great Service! Thanks"
- Jaime M.
